How it works
See if you’ll be approved for a lease instantly, with no hit to your credit score. Access your spending limit and start shopping for furniture and home decor right away.
Browse through our furniture store and choose the items you want–up to your spending limit. Checkout and start for just $35. Did we mention we ship for free?
Make Simple, Automatic Payments
Get paid weekly, every other week, semi-monthly, or monthly? Easy payment options and automatic withdrawals accommodate your payday schedule.
We report your payments to the major credit bureaus which helps establish or boost your credit score.
Own It At Your Own Pace
Pick the option that works for you—from 90 days to 17 months. The earlier you pay your balance in full the more you save.
Pay Over 17 Months
Make payments for 17 months and you own the items!
90 Day Purchase Option
Pay your balance in full in 90 days for just the retail price. There are no additional fees.
Early Purchase Option
Take advantage of significant savings by paying your balance in full any time before 17 months.